The smartest way to buy anything
Let your staff say goodbye to the hassle of upfront payments and complicated credit checks. Our platform lets employees shop for their favourite products and pay over time with small, manageable installments directly from payroll.
How It Works
1. Determine spending limit
Employees sign up and get a spending limit.
2. Browse and shop
Once employees spending limit is set, they’re ready to shop.
3. Select payment plan
With our Buy now, Pay Later model, employees can spread their payments over time, directly deducted from their paycheck without any hidden fees.
4. Build your credit score
When employees sign up for OnPay +, we report their payments to major credit bureaus, helping them build or improve their credit history
Why your staff will love our platform
Flexible payments
Employees can manage their budget with easy payroll - linked payments
No credit checks
They can start shopping immediately without worrying about credit checks or complicated approvals.
Credit Building
Employees can boost their credit score with every on-time payment with OnPay+
Wide Selection
Employees can shop from a variety of categories. including electronics, home goods, healthcare, and more.
Fee Free
Your employees can enjoy peace of mind with no hidden fees.
Boost wellbeing
Financial flexibility reduces stress, leading to higher productivity and greater job satisfaction
“I never thought building my credit would be this easy! I got the new phone I wanted, set up manageable payments, and my credit score has been steadiy improving ever since. Highly recommended!”
Tshiamo M.
“As someone who’s been been working to rebuild my credit, this Buy Now Pay Later platform has been invaluable. I got the furniture I needed for my new department, and with every payment, I’m also repairing my credit.”
David S.
“I love how simple and transparent this service is. I was able to get the essentials I needed without jumping through the hoops, and seeing my credit score rise with each payment has been incredibly motivating. This isn’t just a shopping service; its a tool for financial empowerment.”
Lerato K.
Some categories they can shop
Automotive services
Grocery products
Consumer goods & electronics
Funeral services
Rent
Many more.....